MemberPass vs Ko-fi
Subscription-first Telegram automation vs. tip-first creator platform
Ko-fi is built around one-time tips — a digital tip jar that fans drop money into when they want to support you. Memberships exist on Ko-fi but they were added to a platform that started as a tip jar. MemberPass starts from the opposite direction: recurring subscription billing, automated Telegram access, and community revenue as the core product. If subscriptions are your primary model, the difference matters.
Comparação de Recursos
| Recurso | MemberPass | Ko-fi |
|---|---|---|
| Primary Model | Recurring subscriptions + Telegram access automation | One-time tips with optional memberships added on |
| Telegram Integration | Native bot — automated invite and removal | None — no Telegram bot exists |
| Membership Fee (Free Plan) | 10% per transaction | 5% on memberships (0% on one-time tips) |
| Crypto Payments | Bitcoin, ETH, USDT, USDC | No crypto support |
| Telegram Stars | Native support | Not supported |
| Equipes | 35 permissions, custom roles (Growth plan) | Individual creators only |
| Webhook Events | 71 documented events | Basic webhooks (limited events) |
| API / Automation | REST API + MCP + Zapier + n8n | Ko-fi webhooks + limited API |
| Códigos de Acesso | Offline and gift subscription codes | Not available |
| Regional Gateways | Razorpay (India), Paystack (Africa), CeyPay (Sri Lanka) | Stripe + PayPal only |
O que Ko-fi Faz Bem
- Ko-fi has creator discovery — fans browse Ko-fi pages and can find you without you running any paid marketing.
- The zero-fee model on one-time tips is genuinely valuable for casual fan support where you don't want to think about subscription management.
- Multi-purpose: commissions, shop, digital products, fundraising goals, AND memberships — Ko-fi handles all of it, which makes it useful for creators with mixed income streams.
Acreditamos em comparações honestas. Se Ko-fi for ideal para você, nós diremos.
Preços
- Free$0/mo10% per transaction— 3 projects
- Starter$39/mo3% per transaction— Unlimited projects
- Growth$89/mo1% per transaction— Unlimited + Teams
- Ko-fi Free$0/mo0% on tips / 5% on memberships— Stripe/PayPal processing fees apply
- Ko-fi Gold$6/mo0% on everything— Stripe/PayPal processing fees still apply
Onde MemberPass Se Destaca
Subscriptions are the core product — not an add-on
Ko-fi's memberships sit alongside tips, shop, commissions, and goals. The subscription infrastructure reflects that origin. MemberPass was built from the start to manage recurring subscriptions at scale — trial periods, access codes, billing cycles, grace periods, and webhook automation are all built in.
Telegram access is fully automated
Ko-fi has no Telegram bot. If you want Ko-fi members inside a private Telegram group, you're manually copying invite links and tracking who's still subscribed. MemberPass handles it automatically: unique invite links on subscribe, removal on cancel or expiry.
Comparing the free tier honestly
Ko-fi's free plan charges 0% on tips but 5% on memberships. MemberPass's free plan charges 10% on all subscriptions — but it includes full Telegram automation, access codes, 9 payment gateways, and webhook events that make those subscriptions actually manageable.
Crypto payments
Ko-fi supports fiat payments only. MemberPass supports Bitcoin, Ethereum, USDT, USDC, and Litecoin via CoinPayments, plus stablecoin payments via CeyPay.
Teams with role-based permissions
Ko-fi is built for individual creators. MemberPass Growth includes Teams with 35 fine-grained permissions — add community managers, billing admins, and support staff with separate logins.
71 webhook events for automation
Ko-fi has basic webhooks covering a handful of events. MemberPass fires 71 distinct webhook events covering every subscription lifecycle moment — connect to any external system automatically.
Escolha MemberPass se você…
- Creators whose primary revenue is recurring subscriptions, not one-time tips
- Anyone running private Telegram channels or groups who wants full automation
- Creators outside the US/EU who need Razorpay, Paystack, or CeyPay
- Communities wanting crypto or Telegram Stars payment support
- Teams managing multiple projects or communities
Fique com Ko-fi se você…
- Creators whose main income is one-time donations and tips — Ko-fi's 0% fee on tips is genuinely hard to beat for that model.
- Artists, illustrators, and writers with an established Ko-fi audience who browse and discover creators on the platform.
- Creators who want a simple shop, commissions, and goals alongside supporter memberships — Ko-fi handles all of that cleanly.
Perguntas Frequentes
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